Is a Monetary Crisis "Bound to Happen"?

We can’t predict the future with precision — but we can look at what the system itself is preparing for.

Signals from Central Banks (not conspiracy, just evidence):

• Record gold buying by central banks over the last 3 years

• “Basel III Endgame” rules hitting in 2025, which de-incentivize debt-driven, derivative-heavy banking

• Rapid de-dollarization by China, Russia, and Global South alliances (BRICS, etc.)

• Persistent U.S. fiscal deficits, soaring debt (now over $34 trillion), and pressure on Treasury yields

• Quiet but notable moves toward CBDCs (central bank digital currencies), which could be introduced in a financial emergency

These don’t prove a crisis — but they show that:

• Governments and institutions are preparing for potential instability

• They expect higher volatility, systemic stress, or a monetary transition

• They are building buffers (gold, liquidity, and control tools) in case of a major market event

Why July 2025 (Basel III Endgame) Matters

Basel III’s final implementation (delayed by COVID) is set for July 1, 2025, and includes:

• Tighter rules on how banks value risk and capital

• Reclassification of assets like gold, which may be more favorably treated (especially in physical form)

• Greater penalties on risky derivatives

This could lead to:

• Deleveraging of overleveraged banks

• Reduction in risky trading by big financial institutions

• Less room for easy money/cheap credit (leading to recessionary risk)

So no, Basel III won’t cause a collapse, but it could be the final nudge in a fragile system already under strain.

So, Are We 6 to 24 Months From a Crisis?

It’s not guaranteed — but here’s a rational projection:

The "Crisis Window": Mid-2024 to Late 2026

Risk Factor	Why It Matters
U.S. debt spiral	Unsustainable interest payments, possible Treasury funding crisis
De-dollarization	Reduces foreign demand for U.S. debt; weakens USD’s dominance
Geopolitical instability	War, BRICS pushback, supply chain fragmentation
CBDC preparation	May be a “solution” introduced in a liquidity or trust crisis
Market overvaluation	If stocks or real estate correct sharply, credit markets could freeze
Basel III pressures	Could trigger deleveraging, credit tightening, bank stress

These aren’t hypothetical risks — they’re active developments.

So yes: It’s rational, not paranoid, to say we’re in a 6 to 24-month window of potential monetary disruption or major financial restructuring.

Bottom Line: Is the System Preparing for Collapse?

Yes — the system is preparing for potential failure or transition.

Whether that comes as a:

• Debt default

• Currency crisis

• Liquidity crunch

• Re-pricing of global money

…we can’t say for sure. But central banks are signaling they expect volatility, and they are hedging quietly and heavily.

What Can You Do?

You don’t need to panic — you need to position yourself smartly:

• Hold some physical assets (gold, silver, land)

• Reduce dependence on fiat and debt

• Keep some wealth outside the banking system or even outside your jurisdiction (offshore vaulting)

• Stay aware of CBDC rollouts, as these could be part of a new monetary structure